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Black Philanthropy Month 2013: How to Participate and Help Others This August

“Philanthropy is commendable, but it must not cause the philanthropist to overlook the circumstances of economic injustice which make philanthropy necessary.”  -Dr. Martin Luther King, Jr.
In recent weeks, marches and rallies, town hall meetings and more have united people from all races to address inequities in the judicial system,change perceptions of black men and boys and address questions concerning why race remains a strong determinant in Americans’ pursuit of happiness.  This moment, which has involved calls for a boycott of Florida, in addition todemonstrations in dozens of cities, takes on even greater importance with the approach of the fiftieth anniversary of the historic March on Washington and Martin Luther King’s “I Have a Dream Speech” this August.
The convergence of these events and concerns for our nation’s future call for reflection on the state of the “dream” a half-century later, and urge action among citizens to tackle the most pressing challenges of the twenty-first century: mass incarceration, failures in education, and more.
How can we channel our collective energy and resources to transform our communities? Throughout August and beyond, you can help by contributing time, talent and treasure in observance of Black Philanthropy Month 2013.
Participate in Black Philanthropy Month 2013
Four leaders in the movement to advance black philanthropy, African Women’s Development Fund USA (www.usawdf.org), BlackGivesBack.com (www.blackgivesback.com), Community Investment Network (www.thecommunityinvestment.org) and the Giving Back Project (http://givingbackproject.org/) are launching Black Philanthropy Month 2013 (BPM 2013) on August 1 to bring together these threads of need to be met with productive purpose.
The BPM 2013 launch in August will kick off concerted efforts that will continue through a subsequent six-month multimedia campaign to foster civic engagement around philanthropy, amplify authentic stories of black philanthropy, cultivate the next generation of givers and expand opportunities for people of African descent to give through new and traditional channels, including giving circles, global giving, crowd funding, volunteerism and more.
Valaida Fullwood, strategist for the Giving Back Project and author of the award-winning book Giving Back:  A Tribute to Generations of African American Philanthropists, shared her thoughts on the aftermath of the watershed events in 1963 that many will be commemorating this August. She also urges us to remember that, although much has changed, much is still needed to help others reach for the dreams and mountaintops King spoke of during that era.

Obamacare More Affordable Than Anticipated: State Health Exchange Rates Lower Than Expected

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President Obama spoke about lower insurance rates at the White House on July 18.
(Photo: Charles Dharapak, AP)

WASHINGTON — As state health exchanges continue to announce lower-than-expected rates for health insurance, experts say both state and regional issues play a part in how much a consumer will pay for insurance beginning in January.  Several factors come into play: a state’s regulations, how many insurers will participate in the state and federal exchanges, and what kind of a risk those insurers are willing to take.
“There is tremendous existing variation within the rates in the states now,” said Sherry Glied, professor of health policy and economics at Columbia University and former assistant secretary for planning and evaluation at the Department of Health and Human Services. “It’s hard to compare the old rates to the new.”  Maryland’s insurance commissioner said Friday that the expected new rates for residents who will need to buy insurance starting Oct. 1 are up to 33% lower than expected, and that coverage for a 21-year-old non-smoker could cost as low as $93 a month.
In Connecticut, insurer HealthCT announced plans that would drop an average of 36% from its original proposal in the individual market; and Nevada will sell plans to young adults to cover catastrophic health situations for less than $100 a month.  An HHS report released this month showed that silver health exchange plans — the lower cost plans that uninsured people are more likely to buy — are an average 18% lower than anticipated in the 11 states the department studied.  “We know the rates are coming in lower than we expected,” Glied said. “They’re coming in well below the Congressional Budget Office’s estimated rates, which people thought were optimistic.”
These new rates apply only to those who are currently uninsured and who will be buying insurance through the state or federal exchanges. A health exchange or marketplace is a website that allows consumers to choose from several different private insurers.  Under the 2010 health care law, Americans who buy health insurance on the state exchanges can choose from four types of plans — bronze, silver, gold and platinum. Bronze has the lowest levels of coverage and cost; platinum is the elite and most expensive. Industry surveys and records from Massachusetts, which enacted a health care law in 2006, show the overwhelming majority of people buy either bronze or silver plans.

Self-Employment Can Help Boomers, Retirees, Like CEO Mary Parker, Stretch Savings (VIDEO)

Mary Parker, CEO of All N 1 Security
Mary Parker, Founder/CEO of ALL(n)1 Security Services in Atlanta, GA

The biggest fear for many people these days is whether their nest egg will last throughout their retirement. One way to avoid outliving your money is to work longer—on your own terms.  While you may not be able to retire at 65 (or don’t want to), if you’re doing work that you enjoy in your own business, setting your own schedule, and fulfilling goals that you’ve set yourself—it may not even feel like work.
Many Baby Boomers and retirees plan to start a business or are already self-employed, and many of their businesses are turning a profit. Pursuing professional dreams while working for themselves has enabled many older self-employed workers to secure their financial future.  A recent survey by AARP found 10 percent of workers ages 45 to 74 plan to start a business and 15 percent of workers in this age range are already self-employed. Some started a business due to a job loss, others had already retired but weren’t ready to fully stop working.
On average, self-employed workers who are in their 40s or 50s spend nearly two decades working for themselves, the study found.  “What we see is that most of the individuals that start businesses later in life represent professional services,” said Jean Setzfand, vice president for financial security at AARP. “Whether it be lawyers or accountants, data processing that tends to be more of what we see in terms of older self-employed workers.”
Mary Parker, a 59-year-old entrepreneur, spent more than three decades navigating two challenging industries before taking the helm of her own firm. After being downsized from her job as at auto manufacturing plant early in her career, Parker saw a job opening for a security officer.  Some people may have seen that as a step down from the managerial role she previously held. Yet, she saw the long-term potential of taking this position and started to learn the security business from the ground up.
“In terms of career opportunities, you never really think about a security guard being anything other than a guard. What I learned was the security industry is a very lucrative industry,” she said.  While rising through the ranks in that field, she felt she would be best fulfilled if she was running her own firm.  “Although my career in corporate America was very successful, I just believe that any time you work for other people there are so many limitations,” she said.
Like many self-employed workers, including Boomers, Parker focused on providing a service.  In 2001, Parker founded ALL(n)1 Security Services, based in Atlanta, Ga., which provides security personnel and technology. As CEO, she runs a multi-million dollar enterprise with more than 200 employees.  See video of her story below:
[youtube=http://www.youtube.com/watch?v=nZCGBuYDdNA&w=560&h=315]
Parker isn’t alone in her accomplishments. Most of those surveyed by the AARP said their businesses were successful.  “Once you have the life experience, you probably have a shorter pathway to being successful and that is something we’re seeing,” AARP’s Setzfand said.  Nearly three-quarters of older self-employed workers surveyed by AARP indicated that their business made a profit in 2011. This may explain why 9 out of 10 self-employed older workers believe it is not likely that they will have to give up working for themselves in the next year.
Parker certainly intends to keep running her business. Thanks to a diversified portfolio of retirement funds and real estate investments, she said she could retire in a few years, but she’ll probably just keep working.  “When I’m ready to retire in the next 3 to 5 years, financially I don’t have to worry about what that will look like,” Parker said. “I will not have to work, although I know I will continue to work.”
report by Sharon Epperson via nbr.com

Break A Sweat During Exercise To Keep Stroke Risk Low

Women Powerwalking © Copyright 2010 CorbisCorporation
Women Powerwalking © Copyright 2010 CorbisCorporation

Everyone knows that exercise is good for your health, integral to keeping your risks of conditions like heart attack, diabetes and stroke low. Now, a new study shows that at least for stroke, the key to reaping those benefits is to work out to the point where you break a sweat.
Researchers from the University of South Australia found that stroke risk is 20 percent higher for inactive people compared with those who regularly work out at a moderate to vigorous level — a level that would cause a person to break a sweat.
The study, published in the journal Stroke, included 27,000 Americans ages 45 and older who were part of the Reasons for Geographic and Ethnic Differences in Stroke (REGARDS) study. The researchers noted that there were about equal numbers of male and female, white and black participants in the study; many of the pariticipants were part of the “Stroke Belt” in the south.
Researchers followed them for 5.7 years on average to gauge how many would go on to experience a stroke, as well as their self-reported regular exercise habits. They found that about one third of the participants were considered “inactive,” meaning they exercise fewer than one time a week.

Demonstrations Across the Country Commemorate Trayvon Martin

(Photo Credit: Monica Almeida/The New York Times)

Thousands of demonstrators gathered in dozens of cities today to mourn Trayvon Martin, the unarmed black teenager shot to death in a confrontation with a neighborhood watch volunteer early last year, and to add their voices to a debate on race that his death has set off. The gatherings began around noon EST at federal buildings across the country.  They came a week after George Zimmerman was acquitted by a court in Florida of Mr. Martin’s killing; days after angry protests erupted in the wake of that verdict; and hours after President Obama said, in a heartfelt address, that “Trayvon Martin could have been me 35 years ago.”

Mr. Martin’s father, Tracy Martin, addressing dozens of people outside the federal courthouse in Miami, said, “I vowed to Trayvon when he was laying in his casket that I would use every ounce of energy in my body to seek justice for him.  

“I will continue to fight for Trayvon until the day I die,” he added. “Not only will I be fighting for Trayvon, I will be fighting for your child as well.”  At a rally in New York, over cries of “We’re all Trayvon Martin,” the Rev. Al Sharpton, one of the organizers of the gatherings, told a crowd of hundreds that Mr. Martin’s death should prompt a movement.  Mr. Sharpton said that he wanted to ensure an aggressive federal investigation of Mr. Zimmerman and fight against Florida’s broad self-defense laws. “Last Saturday we cried,” he said, “but this Saturday we march.”

Today, Across the Nation, Vigils Will Call for 'Justice for Trayvon'

Protester at Trayvon Martin Rally in Los Angeles, 7-17-13 (Photo by Lesa Lakin)
Protester at Trayvon Martin Rally in Los Angeles, 7-17-13 

Ira Acree spent two hours passing out fliers in front of the Dirksen Federal Building in downtown Chicago, hoping to spread the word about a “Justice for Trayvon” vigil at noon Saturday — one of at least 100 planned in cities across the nation.  On the way back to his car, Acree, a pastor, spotted a television in the lobby of the parking garage. A crowd had gathered in front, as if “watching the football game,” Acree said. President Obama was speaking.

In his first comments since a six-woman jury acquitted George Zimmerman of murder in the shooting death of 17-year-old Trayvon Martin, Obama spoke frankly and reflectively, relating his experiences with race and racial profiling. “Trayvon Martin could have been me,” the President said. Obama’s earnest words moved Acree almost to tears.  “I just think that the president’s words may help whites across the nation at least understand us,” Acree said. “And be a little bit more emphathetic toward our actions tomorrow.”  Acree chairs the board of a social justice group in Chicago called the Leader’s Network, which is helping organize Saturday’s vigil.
The 100-city “Justice for Trayvon” vigils, which the RevAl Sharpton announced Tuesday on the steps of the U.S. Department of Justice in Washington, D.C., will be staged mostly at federal court buildings across the country. In California, rallies are scheduled in Los Angeles, Oakland, Palmdale, Riverside, Sacramento, San Francisco and the Monterey County city of Seaside.  Trayvon Martin’s mother, Sybrina Fulton, and Martin’s brother, Jahvaris, will attend a rally in New York City, along with Sharpton. Martin’s father, Tracy Martin, is attending a vigil in Miami.
With the vigils, organizers are hoping to build momentum for the filing of federal civil rights charges against Zimmerman.  A day after the jury delivered a not-guilty verdict, Sharpton’s civil rights organization, the National Action Network, held a conference call with local organizers.

Happy 95th Birthday, Former South African President and Activist Nelson Mandela

220px-Nelson_Mandela-2008_(edit)Despite his current health status and the speculation that ranges from a critical condition to on the road to recovery, today is Nelson Mandela’s 95th birthday, and we want to celebrate his incredible life and work on this momentous occasion.  Nelson Rolihlahla Mandela was born July 18, 1918 in Mvezo, South Africa, a Xhosa born to the Thembu royal family.  
According to Wikipedia, Mandela attended Fort Hare University and the University of Witwatersrand, where he studied law. Living in Johannesburg, he became involved in anti-colonial politics, joining the African National Congress and becoming a founding member of its Youth League. 
To learn more about his work to overthrow apartheid in South Africa, his decades-long imprisonment, leadership of the country at its President, and how he inspired freedom fighters and activists around the world, click here.
article by Lori Lakin Hutcherson

Cedric the Entertainer, Mary Mary, Niecy Nash & More Set To Headline T.D. Jakes' MegaFest

8th Annual Jazz in the Gardens Day 2 - Show
Mary Mary

The “Just Churchin’” Comedy Show, Woman of Purpose Concert and the Ball Up Streetball Classic Tour Championship game are just a few of the electrifying entertainment events that will captivate audiences during the upcoming Labor Day weekend.
“MegaFest is about coming together to strengthen each other and our families, and leaving refreshed and ready to help our communities,” said Jakes. “There’s no better way to get inspired than by having fun, creating memories and laughing together.”
Making its triumphant return to the United States for the first time since 2006, MegaFest will be held at the Dallas Convention Center, American Airlines Center and other venues throughout the city. This supersized event marries four of Jakes’ most popular conferences: ManPower, Woman Thou Art Loosed, MegaYouth and MegaKidz with a plethora of entertainment, business and other empowering features for the entire family.
Hosted by Cedric the Entertainer and Niecy Nash, stars of the TV Land hit sitcom The Soul Man, the “Just Churchin’” comedy show is a MegaFest favorite. Slated for Friday, August 30 at 8 p.m. at the Dallas Convention Center Arena, “Just Churchin’” guarantees a flavorful mix of comedic talent, with hilarious, family-friendly stand up routines from seasoned veteran comedians to the hottest up and coming talent. Tickets went on sale June 28.

'My Promise,' Earth, Wind & Fire's Comeback Single, Hits The Web (AUDIO)

[youtube http://www.youtube.com/watch?v=PyV4iMKxjl8&w=560&h=315]
R&B super band Earth, Wind & Fire is releasing its first album in eight years on Sept. 10 and dropped the record’s lead single onto the web on Monday.

Earth, Wind and Fire“My Promise,” which leads the promotional effort behind “Now, Then & Forever,” the band’s twentieth studio album, features Philip Bailey, Verdine White, Maurice White and Ralph Johnson, as well as contributions from one of the group’s founding producers, Larry Dunn and Bailey’s son, Philip Bailey Jr. The single was written by the band and Academy Award nominee and Grammy Winner Siedah Garrett.
article by Kia Makarechi via huffingtonpost.com

For Your Health: Four Ways to Reverse Diabetes

A close-up of an apple being held by a womanThere are many benefits to finding ways to reverse type 2 diabetes. A big one is its expense. According to the American Diabetes Association, the combined cost of medical care and lost productivity due to diabetes in the United States exceeded $174 billion in 2007.
People with diabetes pay 2.3 times as much for health care as non-diabetics, and $1 in every $10 spent for health care is attributable to diabetes.
Sadly, even though type 2 diabetes was once considered an adult disease, so many children now receive this diagnosis that it is no longer referred to as adult onset.
Recent guidelines from the American Diabetes Association advise that some new patients try healthy eating and exercise before they begin medication. Now, the latest science reveals that fine-tuning many long-held health habits may lead to even better results.
1. Eat fruits and vegetables. They can reduce your diabetes risk and protect your heart. In a new study, people who ate at least 12 types each week had a lower diabetes risk than those who ate a less diverse mix—regardless of overall quantity. Mix arugula with your romaine, snack on fruit salad, pile new veggies onto your sandwich.
2. Lose weight—even just a little—for better blood sugar control. Don’t worry if it’s taking a while to slim down. In a 2012 review paper, Sheri Colberg-Ochs, PhD, noted that exercise alone improved the ability of previously sedentary, middle-aged adults to metabolize sugars, regardless of whether they lost any weight. Their total cholesterol dropped too.