Press "Enter" to skip to content

Posts tagged as “Miami”

Bank of America Launches Zero Down Payment Mortgage Plan to Expand Homeownership Opportunities in Black and Latinx Communities

Bank of America Launches Zero Down Payment Mortgage Plan to Expand Homeownership Opportunities in Black and Latinx Communities

By goodblacknews on September 4, 2022

Bank of America recently announced a new zero down payment, zero closing cost mortgage plan for first-time homebuyers, which will be available in certain markets, including African American and/or Hispanic-Latino neighborhoods in Charlotte, Dallas, Detroit, Los Angeles and Miami.

What BofA is calling “The Community Affordable Loan Solution™” aims to help eligible individuals and families obtain an affordable loan to purchase a home.

“Homeownership strengthens our communities and can help individuals and families to build wealth over time,” said AJ Barkley, head of neighborhood and community lending for Bank of America. “Our Community Affordable Loan Solution will help make the dream of sustained homeownership attainable for more Black and Hispanic families, and it is part of our broader commitment to the communities that we serve.”

The Community Affordable Loan Solution is a Special Purpose Credit Program which uses credit guidelines based on factors such as timely rent, utility bill, phone and auto insurance payments. It requires no mortgage insurance or minimum credit score.

Individual eligibility is based on income and home location. Prospective buyers must complete a homebuyer certification course provided by select Bank of America and HUD-approved housing counseling partners prior to application.

This new program is in addition to and complements Bank of America’s existing $15 billion Community Homeownership Commitment™ to offer affordable mortgages, industry leading grants and educational opportunities to help 60,000 individuals and families purchase affordable homes by 2025.

According to the National Association of Realtors, currently there is a nearly 30-percentage-point gap in homeownership between White and Black Americans; for Hispanic buyers, the gap is nearly 20 percent. And the competitive housing market has made it even more difficult for potential homebuyers, especially people of color, to buy homes.

In addition to expanding access to credit and down payment assistance, Bank of America provides educational resources to help homebuyers navigate the homebuying process, including:

  • First-Time Homebuyer Online Edu-Series,™a five-part, easy-to-understand video roadmap for buying and financing a home, available in English and Spanish.
  • BetterMoneyHabits.com free financial education content, including videos about managing finances and how to prepare for buying a new home.
  • Bank of America Down Payment Center – site to help homebuyers find state and local down payment and closing cost assistance programs in their area. Bank of America participates in more than 1,300 state and local down payment and closing cost assistance programs.
  • Bank of America Real Estate Center – site to help homebuyers find properties with flags to identify properties that may qualify for Bank of America grant programs and Community Affordable Loan Solution™.

For more information, contact Bank of America at 1-800-641-8362.

Read more: https://www.prnewswire.com/news-releases/bank-of-america-introduces-community-affordable-loan-solution-to-expand-homeownership-opportunities-in-blackafrican-american-and-hispanic-latino-communities-301614686.html

https://www.businessinsider.com/bank-of-america-zero-down-mortgages-buy-home-cheaper-easier-2022-9

GBN’s Daily Drop (bonus): Celebrating U.S. Supreme Court Justice Ketanji Brown Jackson (LISTEN)

GBN’s Daily Drop (bonus): Celebrating U.S. Supreme Court Justice Ketanji Brown Jackson (LISTEN)

By goodblacknews on April 9, 2022

by Lori Lakin Hutcherson (@lakinhutcherson)

Today’s GBN Daily Drop podcast is a bonus episode about U.S Supreme Court Justice Ketanji Brown Jackson, whose historic appointment this week can’t be celebrated enough.

To read about her, read on. To hear about her, press PLAY:

[You can follow or subscribe to the Good Black News Daily Drop Podcast through Apple Podcasts, Spotify, Google Podcasts, rss.com or create your own RSS Feed. Or just check it out every day here on the main website. Full transcript below]:

Hey, this Lori Lakin Hutcherson, founder and editor in chief of goodblacknews.org, here to share with you a bonus daily drop of Good Black News for Saturday, April 9th, 2022, based on the format of the “A Year of Good Black News Page-A-Day Calendar” published by Workman Publishing.

Just two short days ago, history that was a long time in coming was finally made when Judge Ketanji Brown Jackson was officially confirmed by a Senate vote of 53 to 47 to become the 116th Associate Justice of the U.S. Supreme Court and first African American woman ever to serve on the highest judicial body of the nation.

In a bit of poetry, the vote was called for and presided over by Vice President Kamala Harris, who herself is quite familiar with making U.S. history as a Black woman.

Nominated by President Joe Biden in February, Justice Jackson faced over a month of scrutiny in the Senate confirmation hearings as well as in the media, but navigated it all with intelligence, grace and candor.

Ketanji Brown Jackson Confirmed by Senate as U.S. Supreme Court Justice

Ketanji Brown Jackson Confirmed by Senate as U.S. Supreme Court Justice

By goodblacknews on April 7, 2022

by Lori Lakin Hutcherson (@lakinhutcherson)

History was made moments ago when the U.S. Senate confirmed Ketanji Brown Jackson 53-47 to become the next Associate Justice of the Supreme Court of the United States.

Jackson is the first African American woman to serve on the court and the 116th Associate Justice overall.

President Joe Biden nominated Jackson over a month ago to take over the seat of retiring Justice Stephen Breyer, for whom Jackson once clerked.

Associate Justice Jackson was born in Washington, DC and grew up in Miami, Florida. Her parents attended segregated primary schools, then attended historically black colleges and universities.

Both started their careers as public school teachers and became leaders and administrators in the Miami-Dade Public School System. When Justice Jackson was in preschool, her father attended law school.

In a 2017 lecture, Justice Jackson traced her love of the law back to sitting next to her father in their apartment as he tackled his law school homework—reading cases and preparing for Socratic questioning—while she undertook her preschool homework—coloring books.

Justice Jackson stood out as a high achiever throughout her childhood. She was a speech and debate star who was elected “mayor” of Palmetto Junior High and student body president of Miami Palmetto Senior High School.

But like many Black women, Judge Jackson still faced naysayers. When Judge Jackson told her high school guidance counselor she wanted to attend Harvard, the guidance counselor warned that Justice Jackson should not set her “sights so high.”

That did not stop Judge Jackson. She graduated magna cum laude from Harvard University, then attended Harvard Law School, where she graduated cum laude and was an editor of the Harvard Law Review.

Jackson went on to clerk for the U.S. Supreme Court, serve as a public defender, become a U.S. District Court Judge for the District of Columbia and then a Judge on the U.S. Court of Appeals.

Justice Jackson lives with her husband, Patrick, and their two daughters, in Washington, DC.

Judge Ketanji Brown Jackson is Nominated by President Biden to Serve on the U.S. Supreme Court

Judge Ketanji Brown Jackson is Nominated by President Biden to Serve on the U.S. Supreme Court

By goodblacknews on February 25, 2022

by Lori Lakin Hutcherson (@lakinhutcherson)

Judge Ketanji Brown Jackson has been selected by President Joe Biden to fill the U.S. Supreme Court vacancy created by Justice Stephen G. Breyer‘s impending retirement. When confirmed, Jackson will become the first Black woman to serve on the nation’s highest court of law.

Jackson, 51, a U.S. appeals court judge in Washington, has been the front runner for the Supreme Court seat ever since Justice Breyer, 83, announced last month he was retiring. Jackson was, fittingly, a Supreme Court law clerk for Breyer.

In addition to being the first Black female justice, Jackson would be the first justice on the Supreme Court to have previously worked as a public defender, something progressive groups, according to the Los Angeles Times, hope will help the court offer a different perspective.

Judge Jackson, who graduated with honors from Harvard Law School,  was born in Washington, DC and grew up in Miami, Florida. Her parents attended segregated primary schools, then attended historically black colleges and universities. Both started their careers as public school teachers and became leaders and administrators in the Miami-Dade Public School System.

When Judge Jackson was in preschool, her father attended law school. In a 2017 lecture, Judge Jackson traced her love of the law back to sitting next to her father in their apartment as he tackled his law school homework—reading cases and preparing for Socratic questioning—while she undertook her preschool homework—coloring books.

By Lloyd DeGrane via Wikimedia Commons

Judge Jackson stood out as a high achiever throughout her childhood. She was a speech and debate star who was elected “mayor” of Palmetto Junior High and student body president of Miami Palmetto Senior High School.

But like many Black women, Judge Jackson still faced naysayers. When Judge Jackson told her high school guidance counselor she wanted to attend Harvard, the guidance counselor warned that Judge Jackson should not set her “sights so high.”

That did not stop Judge Jackson. She graduated magna cum laude from Harvard University as an undergraduate, then attended Harvard Law School, where she graduated cum laude and was an editor of the Harvard Law Review.

Judge Jackson lives with her husband, Dr. Patrick Jackson, who is a surgeon, and their two daughters, in Washington, DC.

Read more: https://www.whitehouse.gov/kbj/

[Photo: Judge Ketanji Brown Jackson via thecrimson.com]

"Insecure" Actor Jay Ellis to Serve as 2018 American Black Film Festival Celebrity Ambassador; Submissions Open Until February

By goodblacknews on December 13, 2017

by Lori Lakin Hutcherson (@lakinhutcherson)
The 22nd American Black Film Festival (ABFF) will include an exciting lineup of film screenings, events and innovative programming, and will return to Miami from June 13-17, 2018.  The week will include several new experiences, including Smartphone movie screenings, a master class on film financing, music-focused sessions and new networking opportunities for festival attendees.  ABFF continues to be dedicated to introducing emerging content creators of African descent to the industry at large and is recognized as one of the leading film festivals in the world.
Actor Jay Ellis will serve as the 2018 ABFF Celebrity Ambassador. Annually, the festival showcases dynamic content by and about people of African descent from around the world and consists of five competitive categories: Narrative Features, Documentaries, Short Films, Web Series and Smartphone Originals. Submissions are now open and below is a list of film submission deadlines, Awards and direct submission links:
*Narrative Features:
Regular Submissions Deadline: February 15, 2018
Early Submissions Deadline: December 31, 2017

Audience Award–Best Narrative Feature (Prize TBD)
http://www.abff.com/submissions/narrative-features/

*Documentaries:
Early Submissions Deadline: December 31, 2017
Regular Submissions Deadline: February 15, 2018
Grand Jury Award for Best Documentary (Prize TBD)
http://www.abff.com/submissions/documentaries/

Scholarship Fund Established for Children of U.S. Army Sgt. La David Johnson

By goodblacknews on October 18, 2017

Sgt. La David Johnson (Photo: Department of Defense)

by David J. Neal via miamiherald.com
The death of U.S. Army Sgt. La David Johnson of Miami Gardens, FL, one of four soldiers killed Oct. 4 by ambush in Niger, wasn’t just another tragedy involving a constituent to U.S. Rep. Frederica Wilson. So, she and her 5,000 Role Models of Excellence program decided to do something for Johnson’s survivors.
Wilson knew Johnson, his parents, his two kids and wife Myeshia Johnson, who is pregnant with their third child. Johnson hadn’t just gone through the 5,000 Role Models of Excellence program Wilson founded in 1993, he’d been a leader among leaders. Johnson’s cousins went into the program also, saying they were followed his example. Wilson couldn’t help but recognize the numeric parallel of Johnson being killed at 25 early in the program’s 25th school year. “He was a true role model,” Wilson said of the young man known as Wheelie King for his bicycle tricks before he enrolled in the Army.
While part of an advisory group in Niger, Johnson didn’t make it out of an attack the Department of Defense blames on The Islamic State. ISIS increasingly teams up with fellow extremist Islamic group Boko Haram, the terrorists in Wilson’s prime international cause, the kidnapping of 276 schoolgirls in Nigeria. So, the 5,000 Role Models of Excllence program has established Role Model Army Sgt. La David Johnson Scholarship to ensure Johnson’s three children will have money for college.
A gofundme page has been set up for those who wish to contribute.
Source: Scholarship fund for kids of Sgt. La David Johnson, killed in Niger | Miami Herald

Unreleased Basquiat Art From 1979 to 1981 to be Displayed at X Contemporary via Art Basel in Miami this December

By goodblacknews on October 14, 2016

Unreleased Basquiat Art From 1979 To 1981 To Be Displayed Soon
Jean-Michel Basquiat (photo via okayplayer.com)

article by Elijah C. Watson via okayplayer.com
A collection of unreleased work from Jean-Michel Basquiat will be unveiled this December at X Contemporary, a satellite event of Miami’s Art Basel.  According to a report from Art News, the exhibit will feature a range of Basquiat’s work — including paintings, collages, and drawings — created by the artist between 1979 and 1981, in his good friend Lonny Lichtenberg‘s New York apartment.
Curating the display will be another of Basquiat’s close friends, Al Diaz. The name Diaz might sound familiar, considering he’s the artist Basquiat collaborated with during his graffiti days, creating the infamous SAMO graffiti tag that was painted throughout the streets of downtown Manhattan in the late 1970s.
The show, hosted by Brooklyn’s Bishop Gallery, will run from November 30 to December 4, at Miami’s Nobu Hotel.
This news joins other recent Basquiat exhibit announcements, including one that’s happening in the UK. London’s Barbican Centre is hosting Boom For Real, the UK’s first large scale Jean-Michel Basquiat exhibition, which will feature over 100 of the late New York artist’s works, with his most famous paintings lined up alongside notebooks and drawings.
To read more, go to: http://www.okayplayer.com/news/unreleased-basquiat-art-to-be-displayed-soon.html

Thirty NFL Players Complete an Executive MBA Program at the University of Miami 

By goodblacknews on July 21, 2016


The first cohort of graduates have received their degrees from the Executive MBA for Artists and Athletes program at the University of Miami in Florida.  Some 30 current or former players in the National Football League, most of them African Americans, were among the program’s first graduating class.
Source: Thirty NFL Players Complete an Executive MBA Program at the University of Miami : The Journal of Blacks in Higher Education

"Ride Along 2" Tops Box Office on MLK Weekend, Earns Over $39 Million

By goodblacknews on January 17, 2016

Ride-Along-2-Featured-Image
Ice Cube and Kevin Hart did it again.  “Ride Along 2”, the second installment in what is sure to become a series of “Ride Along” movies, opened in the number-one spot in its debut weekend, taking in an estimated $39.5 million in domestic grosses, according to Variety.  “Ride Along 2” also has the distinction of displacing the “Star Wars: The Force Awakens” juggernaut from its four-week run at the top, as well as besting critical darling “The Revenant” ($34 million) as it continues to gain momentum from awards season.
Universal spent $40 million re-teaming Ice Cube and Hart for “Ride Along 2,” which finds the bickering police officers working to bring a Miami drug ring to justice.
“It’s a very funny movie,” said Nick Carpou, Universal’s domestic distribution chief. “We have a very committed group of filmmakers and our cast has been promoting the heck out of it.”
The first “Ride Along” movie ultimately earned $134.9 million and even though its sequel debuted a few million shy of its predecessor, the audience skewed slightly more female, with women making up 52% of the opening weekend audience, implying the film will have legs as it clearly appeals to both sexes.
article by Lori Lakin Hutcherson (follow @lakinhutcherson)

FASHION: Wilhelmina Models Searching for a 2015 Summer Goddess; Chance to Win a Modeling Contract and Trip to Miami Beach

FASHION: Wilhelmina Models Searching for a 2015 Summer Goddess; Chance to Win a Modeling Contract and Trip to Miami Beach

By goodblacknews on July 10, 2015
Screen Shot 2015-07-10 at 9.50.54 PMScreen Shot 2015-07-10 at 9.51.00 PM
We found another contest for you and this is a great one. The modeling agency that represents Keri Hilson, DJ Kiss, Sharaya J, Kilo Kish and Karrueche Tran is offering a genuine opportunity for a young woman of any color, hue or shade to become the 2015 Summer Goddess. And we can get behind that!
Wilhelmina Models, one of the most respected names in modeling, is partnering with European Wax Center, the leader in the beauty services industry, in this modeling venture. And Dave Coba, President and CEO of EWC could not be happier, “This model search with Wilhelmina Models is the culmination of our efforts to celebrate and reveal the beauty in all women. Through this partnership with Wilhelmina, we are making the dream of becoming a model a little more attainable.”
Screen Shot 2015-07-10 at 9.51.14 PMLadies, if you are at least 5 feet 8 inches tall and 18 to 30, this may just be the contest for you. This nationwide search to find a young woman who is confident, possesses a beautiful look, and an inner beauty even the camera can capture is certainly a great opportunity. The Grand Prize Winner will receive a contract with Wilhelmina Models and a pass entitling her to one year of complimentary waxing services at European Wax Center’s located nation wide. The five finalists will all receive six months of brow waxing.
You can certainly enter on-line http://www.wilhelminamodelsearch.com/wms.html but if you happen to be in Miami tomorrow or Los Angeles next weekend, enter in person.