(Photo: Charles Dharapak, AP)
WASHINGTON — As state health exchanges continue to announce lower-than-expected rates for health insurance, experts say both state and regional issues play a part in how much a consumer will pay for insurance beginning in January. Several factors come into play: a state’s regulations, how many insurers will participate in the state and federal exchanges, and what kind of a risk those insurers are willing to take.
“There is tremendous existing variation within the rates in the states now,” said Sherry Glied, professor of health policy and economics at Columbia University and former assistant secretary for planning and evaluation at the Department of Health and Human Services. “It’s hard to compare the old rates to the new.” Maryland’s insurance commissioner said Friday that the expected new rates for residents who will need to buy insurance starting Oct. 1 are up to 33% lower than expected, and that coverage for a 21-year-old non-smoker could cost as low as $93 a month.
In Connecticut, insurer HealthCT announced plans that would drop an average of 36% from its original proposal in the individual market; and Nevada will sell plans to young adults to cover catastrophic health situations for less than $100 a month. An HHS report released this month showed that silver health exchange plans — the lower cost plans that uninsured people are more likely to buy — are an average 18% lower than anticipated in the 11 states the department studied. “We know the rates are coming in lower than we expected,” Glied said. “They’re coming in well below the Congressional Budget Office’s estimated rates, which people thought were optimistic.”
These new rates apply only to those who are currently uninsured and who will be buying insurance through the state or federal exchanges. A health exchange or marketplace is a website that allows consumers to choose from several different private insurers. Under the 2010 health care law, Americans who buy health insurance on the state exchanges can choose from four types of plans — bronze, silver, gold and platinum. Bronze has the lowest levels of coverage and cost; platinum is the elite and most expensive. Industry surveys and records from Massachusetts, which enacted a health care law in 2006, show the overwhelming majority of people buy either bronze or silver plans.
Posts tagged as “President Barack Obama”
WASHINGTON (AP) — Tracy Martin, the father of Trayvon Martin has joined an effort by members of Congress to focus more attention on issues disproportionately affecting black men and boys. Martin was appearing Wednesday before a forum convened by black lawmakers to discuss high unemployment, incarceration, racial profiling and other challenges faced by black men and boys.
Martin was scheduled to give opening remarks in an informal hearing before the Congressional Black Men and Boys Caucus. Congressional caucuses such as this one are made up of members of the House who share interest in a given issue and want to focus attention on it while suggesting possible legislative responses. Caucuses range from the party of the Democrats and Republicans to special group caucuses such as the Congressional Hispanic Caucus. Martin’s appearance comes a few days after President Barack Obama made remarks identifying himself with the plight of 17-year-old Trayvon Martin, the Florida teenager who was shot and killed last year during a confrontation with neighborhood watch volunteer George Zimmerman.
A former foster child from the south side of Chicago has turned entrepreneur, and been recognized at the White House for his inspiring work. Derrius Quarles, who is only 22 years old, is best known for winning more than $1 million in financial-aid to attend the prestigious Morehouse College. He was a recipient of the Daily Point of Light Award in June 2013 for his commitment to help academically gifted yet economically disadvantaged students overcome financial barriers to higher education.
“I feel honored and humbled to be recognized by the White House as a Daily Point of Light awardee,” said Quarles. “I have been recognized for the work I have done with the Million Dollar Scholar, which has advanced economic access to higher education for youth in inner cities across the United States.” The Million Dollar Scholar initiative has assisted more than 10,000 high school students online and helped students receive more than $950,000 in scholarships and grants.
In fact, Quarles’s drive to see other young people succeed is deeply personal. His father was murdered in Chicago when he was just 4 years old. One year later, he was taken from his mother’s custody and placed in foster care. It was only when he entered high school that he made a conscious decision to seize opportunities to move on with his life.
First lady Michelle Obama just got a little personal on Instagram, not to mention retro. In a photo published for “Throwback Thursday,” the first lady posted a black-and-white picture of her and the president in their earlier years.
The first lady is looking straight into the camera, her arms wrapped around her husband’s waist, her head tucked into his neck. The president is looking down, squinting from the sun, one hand on his hip, the other wrapped closely around his wife’s shoulder.
“Barack and Michelle. #ThrowbackThursday #TBT #NoFilter,” she writes in the photo’s caption.
article by Eun Kyung Kim, TODAY contributor via thegrio.com
WASHINGTON (AP) — Michelle Obama says fifty-four kids who earned a trip to the White House by winning a nationwide recipe contest are showing how talented, creative and brilliant young people can be. It’s the second year the first lady has hosted the kids’ “state dinner.”
The contest for 8-to 12-year-olds is sponsored by the Epicurious food website and the departments of Agriculture and Education. It drew a batch of more than 1,300 entries that were whittled to 54 winners — one from each of the 50 states, three territories and the District of Columbia.
Mrs. Obama singled out a few of the champion culinary creations during Tuesday’s meal, including Confetti Peanut Ginger Party Pasta from Missouri, Pan-seared Mississippi Catfish on a Bed of River Rice and Slam Dunk Veggie Burger from Texas. President Barack Obama also made an unannounced appearance at the dinner in the White House East Room. He told the junior chefs they are showing that food can be both healthy and fun.
Copyright 2013 article by Darlene Superville, The Associated Press via thegrio.com
WASHINGTON (AP) — Describing them as teachers, President Barack Obama said Wednesday that two dozen recipients of national medals for contributions to the arts and humanities have created works that will last for American life.
At a White House ceremony, Obama awarded medals to 23 singers, dancers, poets, producers, playwrights, scholars and others, and one performing arts organization. As applause and cheers rippled across the stately East Room, Obama joked that the audience was doing so “Because I’ve bought their books, I’ve seen their movies, I buy their records. So we’re major contributors here.”
Turning more serious, he praised the medal recipients for using their talents “To open up minds and nourish souls, and help us understand what it means to be human, and what it means to be an American.” “We celebrate people like our honorees here today not just because of their talent, but because they create something new. They create a new space and that becomes a lasting contribution to American life,” Obama said.
Among those receiving a National Medal of Arts are Herb Alpert, of Malibu, Calif., the musician behind the Tijuana Brass phenomenon and co-founder of A&M records; filmmaker George Lucas, of San Anselmo, Calif., and the Washington Performing Arts Society, of Washington, D.C.
Recipients of the National Humanities Medal include author Joan Didion, sportswriter Frank Deford and Robert B. Silvers, editor and co-founder of The New York Review of Books. All three are from New York.
WASHINGTON (AP) — The Transportation Department says former Charlotte, N.C., Mayor Anthony Foxx has been sworn in as President Barack Obama’s new transportation secretary.
Foxx was sworn in during a private ceremony with his wife and two children Tuesday at the department’s headquarters. The department says he’s spending his first day focusing on transportation safety and preparedness for hurricanes and severe weather.
Foxx says under his tenure, safety will remain the department’s top priority. He says he’ll work on efficiency and infrastructure needed to make sure the nation’s transportation system works for future generations. Foxx’s background includes stints as a Justice Department attorney and a Democratic aide to the House Judiciary Committee. The Senate voted unanimously last week to confirm Foxx. The 42-year-old replaces outgoing secretary Ray LaHood, a former Republican congressman.
article by Josh Lederman, AP via thegrio.com; Copyright 2013 The Associated Press
This morning, President Barack Obama hosted a special Father’s Day Luncheon inside the White House’s State Dining Room as part of his ongoing commitment to fatherhood and families. Joining the president at the lunch were fathers and their children, along with students and officials from the Becoming A Man (BAM) program in Chicago.
Stressing a message regarding the importance of strong families bonds and the value of mentorship, Obama has made fatherhood a focal point of conservation since his first term. Today’s lunch was an informal affair, and served as an unofficial follow-up from the president after a February visit to Chicago’s Hyde Park Academy High School. From the BAM program, 14 students and five chaperones were present to partake of simple fare such as burgers, fries, salads, and other snacks.
“It is good to see all of you here, so many young people, so many outstanding dads, a few moms chaperoning,” said Obama to his guests, according to a Chicago Tribune report. “Obviously, this is a great way for us to celebrate Father’s Day and just to remind ourselves, those of us who are fathers, how lucky we are.” After lunch, Obama gave his visitors a quick tour of the Oval Office before breaking with the group who went on to participate in a roundtable discussion focused on mentoring with White House officials.
Obama, a father of two daughters, 14-year-old Malia, and 12-year-old Sasha, said at the event that fatherhood is “the best job I’ve got.”
article by D.L. Chandler via newsone.com
WASHINGTON (AP) — President Barack Obama honored the WNBA champion Indiana Fever on Friday, calling the players role models for young athletes — even those on his daughter Sasha’s basketball team. The team captured its first title last October, defeating the Minnesota Lynx 87-78 and bringing home Indiana’s first basketball title since 1973.
Obama said the Fever’s season was an inspiration for basketball fans everywhere, including his daughter, whose team he sometimes coaches. He pointed out that the Fever came into the playoffs as underdogs and had lost to the Lynx during the regular season, then rallied to take the championship.
“For her to have wonderful role models like this who work hard and know how to play like a team, are incredibly poised, are competitors but also show good sportsmanship, that’s the kind of models you want for your children,” Obama said.